WHAT MAKES IT DIFFERENT

Earned by proof, not by claims

Anyone can say their books are in order. The VALO Score, a business strength score, only counts what can be proven, which is exactly what makes a high score worth something.

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THE PRINCIPLE

A claim is not evidence

Say you have a business bank account and it’s a claim. Connect it and we can see it’s real. Sync your books, document a procedure, build your plan, the score rises as the evidence appears, not as you tick boxes. That’s the whole difference between a self-assessment and a score you can hand to a lender.

THREE LEVELS OF PROOF

How a factor gets verified

Connected data

The strongest proof, your bank, your accounting, your tools, read directly. Automatic and irrefutable.

Confirmed documents

Upload a statement or a return; we confirm it’s real and that it reconciles, then keep the proof, not the file.

Owner-independence, shown

The clearest proof a business runs without you is that other people operate it, something no document can fake.

THE PAYOFF

The score you can hand to a lender

Because it’s built on proof, a strong VALO Score isn’t just a pep talk, it’s a credential. It’s the private-business version of the transparency a public company has: a number an outsider can trust without a months-long scramble, because it’s already verified.