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WHAT YOUR SCORE MEANS

The four stages of a strong business

A credit score sorts people into bands. The VALO Score, a business strength score, sorts a business into one of four stages, each a real step in its life.

THE FOUR STAGES

From getting going to running without you

Start · 100–200

Getting off the ground. The basics aren’t in place yet, the score shows you exactly where to begin.

Build · 200–300

Getting organized. Viability, customers, and work are taking shape and becoming consistent.

Grow · 300–400

Built to grow. A strong, well-run business with systems, real numbers, and a plan.

Exit · 400–500

Runs without you. Documented, owner-independent, and transferable, the business is an asset in its own right.

A NOTE ON FUNDING

You don’t need a top score to be fundable

Getting a loan or a line of credit doesn’t wait for the top of the range. A lender gets comfortable as your Viability pillar and revenue become organized and provable, often in the Build and Grow stages, well before Exit. A high, verified score simply opens more doors, on better terms.

See your number

Get your free VALO Score in about two minutes, then start raising it, free.