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VALO SCORE vs. CREDIT SCORE

A credit score rates you. This rates your business.

Both are a single, trusted number built from real data. But they measure different things, and it’s worth knowing which is which.

Get your free VALO Score

THE DIFFERENCE

One measures a person. One measures a business.

A credit score measures how reliably a person has repaid debt, it’s about your personal history. A business strength score measures how strong the business itself is: how it makes money, wins customers, delivers work, and runs without its owner. A brand-new owner with great personal credit can still have a weak business, and this is the number that shows it, and how to fix it.

SIDE BY SIDE

Credit score

Measures a person’s debt-repayment history. Built from your credit report. Used to decide personal borrowing.

VALO Score

Measures a business’s strength across four pillars. Built from your real business data, verified. Shows how strong and transferable the business is.

THE BIG IDEA

The credit score for the business itself

Think of the VALO Score, a business strength score, as the credit score for the business, a number that finally makes a private business as knowable, and as trustworthy, as a person’s credit.